There are some changes to VA loans for the better! They have reduced the fees of obtaining a loan. For more information talk to Tyler Peterson about what this means for you!
APPLY TODAY! https://3840289122.secure-loancenter.com/WebApp/Start.aspx?&employeeID=11376 Tyler S. Peterson Mortgage Loan Consultant NMLS ID # 406012 Enterprise Bank, NA 210 Regency Parkway Omaha, NE 68114 Phone: 402-829-7247 Fax: 402-392-0100 Cell: 402-657-9849Consumer Confidence Rises!
Confidence among U.S. consumers rose in September from the lowest level since November 2008 as Americans views of current economic conditions improved.
The Thomson Reuters/University of Michigan preliminary index of consumer sentiment climbed to 57.8 this month from 55.7 in August. The median estimate of economists surveyed by Bloomberg News called for a reading of 57. The group’s measure of consumer expectations six months from now dropped to the lowest level since May 1980.
The Michigan survey’s index of current conditions, which reflects Americans perceptions of their financial situation and whether it is a good time to buy big-ticket items like cars, increased to 74.5 from 68.7 the prior month.
This is very important to the housing industry because it it not interest rates but the consumer’s outlook on the economy that drives demand for housing.
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Mortgage Rates Makes It A Good Time To Buy
30yr Conventional – 4.125%
20yr Conventional – 3.875%
15yr Conventional – 3.250%
30yr FHA – 3.875%
15yr FHA – 3.500%
Find the right loan solution for your mortgage needs. Historically low
interest rates, simple and secure process. Contact Tyler at Enterprise
Bank for the best Purchase or Refinance rates available today.
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Tips for Customers: How to Raise a Credit Score
Daily Real Estate News | Thursday, August 11, 2011
A good credit score is crucial for getting approved for a mortgage. So how can your customers improve their credit score? Here are a few tips recently featured in an article at RISMedia: Check reports to ensure accuracy. First, your customers want to make sure they aren’t getting penalized by a low score that is a mistake. They can get a free copy of their three major credit reports at annualcreditreport.com, a government-authorized Web site. Credit bureaus are required to investigate any mistakes you bring to their attention. “Typically, they ask the creditor that reported the past-due information to check its records. If the creditor can’t verify the info or doesn’t respond, the item should be deleted,” the article notes.Always pay bills on time. Paying bills on time is critical for a good credit score. Your payment history comprises more than one-third of the typical credit-score determination, says Liz Weston, author of “Your Credit Score.”
Keep accounts open. Don’t close old credit card accounts, even ones you’re not using. It’ll reduce the amount of available credit and can actually lower your credit score.
Get more tips and a handout to download to give to your customers: What You Can Do to Improve Your Credit Score.
Source: “5 Tips to Raise Your Credit Score,” RISMedia (Aug. 6, 2011)
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